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“If you were a financially rational person, you would first realize that the best investment is to invest in yourself. Then you should conclude that if you make a conscious study choice and a consequent career choice, you must find some means. Not necessarily a huge loan, but means. It can be a loan, scholarship, or a combination of the two.”

What we discuss with Paolo Cuniberti

Habacus‘ mission is to reverse the popular lack of confidence toward finance and debt. Young people should understand that student loans increase their employability. At the same time, Habacus assures the bank that the student is responsible, on track with their studies, and meets the requirements to repay the debt with customized and agreed-upon repayment plans.

Habacus has certified about 20 thousand students and cooperates with approximately 900 institutions and three banking entities. In this episode, Paolo Cuniberti and I discuss young people’s perceptions of banks and loans. Then we discuss factors influencing their education choice and how widespread financial education is lacking in Italy.

As always, our guest gives three actionable insights to our audience on preparing for future technological opportunities.